Current
Built-in referral
US
Current is a mobile-first neobank offering mobile banking accounts with early paycheck advances, direct deposit, credit building tools, and spending management features. No monthly fees or minimums.
Mobile banking with earned paycheck advances, early direct deposit, and credit building features.
Current pays $100 account credit after referee deposits minimum $200 within 45 days, through a referral link that already sits inside the product, with no application. Referee signs up using referrer's unique referral link, opens account, and deposits minimum $200 within 45 calendar days of account creation. Both parties receive $100 upon deposit completion. The referred customer gets $100 account credit (identical to referrer bonus). Verified 22 Aug 2026 from Current's own published material.
Your commission
$100 account credit after referee deposits minimum $200 within 45 days
Referrer receives $100 credit to their Current account upon referee meeting deposit requirements. Bonus credited within 10 business days of qualifying deposit. Annual maximum: $1,000 per referrer (10 referrals at $100 each).
Customer incentive
$100 account credit (identical to referrer bonus)
Referee receives $100 credit upon opening new Current account via referral link and depositing minimum $200 within 45 days of account creation.
Paid whenReferee signs up using referrer's unique referral link, opens account, and deposits minimum $200 within 45 calendar days of account creation. Both parties receive $100 upon deposit completion.
Must you be a customerYes—referrer must have active Current account with $200+ deposited in account
DurationOne-time bonus per referral; no recurring component
Commission generatedWhen referred customer opens new Current account via referral link AND deposits minimum $200 within 45 calendar days of account creation
Payment scheduleBonus credited within 10 business days of referee meeting deposit and timing requirements
Cash-out minimum$100 per referral (credit applied directly to account; no withdrawal restrictions)
Payout rails$100 credited directly to referrer's Current checking account. Referee receives $100 in same manner.
Attribution windowRegistration-based: referral link tracks new customer; qualifying window is 45 calendar days from account creation date for $200 deposit completion
Important
Program capped at 10 referrals per calendar year per referrer ($1,000 annual maximum). $200 minimum deposit required within strict 45-day window from account creation. Bonus funds credited within 10 business days but subject to Current's standard account terms. Withdrawn-funds and closed-account restrictions may apply. Current employees ineligible. Referral links reserved for personal use only (no commercial promotion).
$200 minimum deposit is moderate barrier for casual users. 45-day window is strict from account creation date. $1,000 annual cap is lower than some competitors. US-only (geographically restricted). Account type eligibility not explicitly published (likely individual checking only).
The full terms
Everything Current publishes about how the commission is earned and paid. A term shown as not researched is one Current does not publish, not one that does not apply.
How it pays
Route inBuilt-in: Mobile app (home screen → 'Refer Friends') or web dashboard → generate unique referral link → share via text, email, or social media
Must you be a customerYes—referrer must have active Current account with $200+ deposited in account
Commission basis$100 flat per qualifying referral (both referrer and referee receive same amount)
DurationOne-time bonus per referral; no recurring component
Commission generatedWhen referred customer opens new Current account via referral link AND deposits minimum $200 within 45 calendar days of account creation
Payment scheduleBonus credited within 10 business days of referee meeting deposit and timing requirements
Cash-out minimum$100 per referral (credit applied directly to account; no withdrawal restrictions)
Payout rails$100 credited directly to referrer's Current checking account. Referee receives $100 in same manner.
Attribution windowRegistration-based: referral link tracks new customer; qualifying window is 45 calendar days from account creation date for $200 deposit completion
Self-referralBanned for new accounts. Existing Current customers with funded accounts can refer friends. Current employees and related parties ineligible.
Customer pricing
What the customer pays. Every figure above is calculated from these prices.
Current Standard$0/month, no account fees, no minimums
Paycheck AdvanceUp to $500 advance available per pay period
Early Direct DepositGet paycheck up to 2 days early
Credit BuildingOptional credit builder tool with on-time payment reporting
Verified
Read from Current's own published material on . Figures change without notice — quote this date alongside any figure.
Sources
Current Official Website ↗Current Mobile Banking App ↗
Official website homepage: current.com (referral program mention and link)
Referral program terms verified from current.com official materials
Account eligibility and deposit requirements: current.com (account types section)
Payout and timing: current.com published terms
Annual cap: $1,000 per referrer (10 referrals × $100)
All sources verified August 23, 2026
Citing this page
Ancaster, “Current affiliate terms”. Verified 22 August 2026. https://ancaster.io/offers/current