Monzo Direct apply

£5-50 per personal referral or fixed £50 on business accounts

Monzo fintech bank offers randomized £5-50 on personal account referrals or guaranteed £50 on business account referrals.

Monzo's terms are recorded below. There is no reward for the referred customer. Verified 22 Aug 2026 from Monzo's own published material.

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Your commission

Not recorded

Customer incentive

Nothing

What you would be selling

Monzo is one brand with 2 products, bought by different people. Each row shows what one converted customer is worth to you, on the plan that buyer actually lands on.

Not published

Not every figure needed is published.

financing

Monzo Personal Account

Mobile bank

Bought by Digital banking

Not published

Not every figure needed is published.

accounting

Monzo Business

Business banking

Bought by SMB banking

The full terms

Everything Monzo publishes about how the commission is earned and paid. A term shown as not researched is one Monzo does not publish, not one that does not apply.

Verified

Read from Monzo's own published material on 22 August 2026. Figures change without notice — quote this date alongside any figure.