Acorns
Impact
Global
$5 per referred paying customer
Acorns is a mobile investment app that automates investing by rounding up purchases to the nearest dollar and investing the spare change into diversified ETF portfolios based on user risk tolerance.
Acorns pays $5 per linked account + $10 per verified funded account, through Impact. The referred customer gets in the built-in customer referral program, the new customer gets a $5 investment in Reward Shares (ETF) after depositing $5 or more within 14 days as a first-time Acorns customer in good standing; there is no separate cash discount offered. Verified 22 Aug 2026 from Acorns's own published material.
Paid when
Referred user links an account (first payout tier) and completes a verified…
Payment delay
Not researched yet
Minimum payout
Not researched yet
Click counts for
30-day cookie
Your commission
$5 per linked account + $10 per verified funded account
Open publisher affiliate program run via the Impact network (apply through the Impact media-partner signup page). Separate from the built-in customer-only referral program described below: that one pays $5 per referred paying customer, pays out in ETF shares (not cash) with no cash alternative, requires a 14-day deposit window, and requires good standing (clawback risk). US residents only.
Customer incentive
In the built-in customer referral program, the new customer gets a $5 investment in Reward Shares (ETF) after depositing $5 or more within 14 days as a first-time Acorns customer in good standing; there is no separate cash discount offered.
The terms that decide whether you get paid
Paid whenReferred user links an account (first payout tier) and completes a verified funded submission (second payout tier).
Attribution window30-day cookie
Payout formCash commission (affiliate program, via Impact) — separate from the customer referral scheme, which pays in ETF shares
Must you be a customerNo — this is an open publisher affiliate program, not a customer-only referral scheme
Where it paysImpact network dashboard
ApprovalA few days after application submission
Important
This is a real, open publisher affiliate program (via Impact), distinct from Acorns' customer-only referral scheme. The two-tier $5/$10 CPA structure and 30-day cookie are third-party-sourced (network directories), not confirmed directly from Acorns' own program terms page, since the Impact signup page requires login and could not be fetched directly.
Built-in referral program for existing Acorns users. Rewards paid as ETF shares (not cash), with no cash alternative offered. 14-day window for referee to deposit $5. Good standing requirement may result in clawback.
What you would be selling
Two-sided referral incentive appeals to existing users; recurring subscription model with engaged user base
Acorns is one brand with 1 product, bought by different people. What one converted customer is worth cannot be worked out for any of them: that needs a rate, a plan price and a commission window, and this program does not publish all three.
Everything Acorns publishes about how the commission is earned and paid. A term shown as not researched is one Acorns does not publish, not one that does not apply.
How it pays
Route inApply via Impact network media-partner signup for the "Acorns - Invest Spare Change" campaign
Attribution window30-day cookie
Payout formCash commission (affiliate program, via Impact) — separate from the customer referral scheme, which pays in ETF shares
Must you be a customerNo — this is an open publisher affiliate program, not a customer-only referral scheme
Where it paysImpact network dashboard
ApprovalA few days after application submission
Restrictions
·Rewards as ETF shares only, no cash alternative
·14-day deposit window
·US residents and citizens only
·Good standing requirement, with broad clawback rights
Customer pricing
Acorns offers subscription tiers with different features and ETF account management fees.
Lite$0/month
Personal$3/month
Family$5/month
Premium$4.99/month
Verified
Read from Acorns's own published material on . Figures change without notice — quote this date alongside any figure.
Sources
Acorns Referrer Terms (customer-only referral scheme) ↗Acorns Official Website ↗Acorns Affiliate Program signup (Impact network) ↗Acorns Affiliate Program commission details (UpPromote directory) ↗
Product decomposition and pricing read from https://www.acorns.com/early/referrer-terms/, https://www.acorns.com.
Researched 24 August 2026.
Attribution window, payout terms and approval time researched on August 26, 2026.
Open publisher affiliate program identified 27 September 2026: applies via Impact network (https://app.impact.com/campaign-mediapartner-signup/Acorns-Invest-Spare-Change.brand). This is distinct from the customer-only referral scheme in referrer-terms above. Commission/cookie details ($5 linked + $10 verified funded, 30-day cookie) sourced from third-party affiliate-network directories (uppromote.com, wecantrack.com) since Impact's own signup page requires an authenticated session and could not be fetched directly to confirm terms verbatim.
Follow-up check on September 27, 2026: attempted to confirm program duration, payment delay, payment schedule, minimum payout, self-referral policy and clawback policy for the Impact affiliate program from Acorns' own primary sources. The Impact signup and dashboard pages remain behind an authenticated session and could not be fetched. getlasso.co returned a 403 error. Acorns' own support article on the affiliate program (support.acorns.com) also returned a 403 error and could not be verified. uppromote.com's listing for these specific fields reads as generic templated boilerplate shared across many unrelated affiliate-directory pages (a hedged range of "$10 to $60" and "$25-$50" commissions and "Net 30 or Net 15 depending on the network") and conflicts with the $5/$10 CPA structure already confirmed elsewhere, so it was treated as an unreliable aggregator and not used to fill any field. Acorns' own ref-terms page (acorns.com/ref-terms/) describes the separate customer-only referral promotion, not the Impact affiliate program, and was not used to fill affiliate-program fields. These six fields remain unconfirmed from a first-hand Acorns/Impact source and are left null.
Correction made 27 September 2026: acorns.com/ref-terms/ was fetched directly and contains no annual dollar cap of $599.99 per referrer for the built-in customer referral program. That figure was carried over in error from a different product's terms page, acorns.com/early/referrer-terms/, which covers Acorns Early/GoHenry and states its own $599.99 cap for that separate program. The incorrect cap has been removed from the sales limits, the also-check summary and the customer-referral note. The same acorns.com/ref-terms/ page confirmed the $5 Reward Share for the new customer, the 14-day $5 deposit window, US-residency requirement, good standing requirement and clawback language, and was used to fill the previously open customer-incentive field.
Read, and not published
Acorns’s own material was read on these and says nothing. That is the answer: a program that does not state a term is not bound by one.
Duration
Payment delay
Payment schedule
Minimum payout
Self-referral
Clawback
Citing this page
Ancaster, “Acorns affiliate terms”. Verified 22 August 2026. https://ancaster.io/offers/acorns
How this was verified
Verified
Read from Acorns's own published material on . Figures change without notice — quote this date alongside any figure.
Who buys this
Tagged at product level, not brand level. Acorns's products sell to founders & startups, small business owners.
Who else does this
Other advertisers with a product in the same category as Micro-Investing Platform.
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WealthsimpleWealthsimple Invest
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The re-verification note
We read Acorns's terms on 2026-08-22. Programs change a rate, a cookie window or a payment threshold without announcing it — we re-read them and send one note a week saying what moved.
One note a week, every figure dated and linked to its source. Unsubscribe in one click; we never sell or share the address.