Brex
Built-in referral
US
Brex is a financial operations platform for mid-market companies offering corporate credit cards, expense management, bill payments, accounting integration, and cash management. Features include real-time expense tracking, approval workflows, automated reconciliation, and integrations with accounting software.
Brex pays $500 Amazon Gift Card (credited upon referee meeting bonus qualification criteria), through a referral link that already sits inside the product, with no application. The referred customer gets $500 Amazon Gift Card (identical to referrer; credited upon meeting qualification criteria). Verified 22 Aug 2026 from Brex's own published material.
No application — it is already in your account
View products
Paid when
Referee opens Brex account via referrer's unique referral link
Payment delay
Not a fixed number of days: Brex support says "We'll deliver the gift at the beginning of the month following the month that your referral spends the required amount"; separately, third-party summaries describe it as "a few weeks" after the referred account opens.
Minimum payout
$500 per referral (Amazon Gift Card, not cash)
Click counts for
Referral link-based: referee must open account via unique link. Account must qualify within first month (spending path) or 3 months (payroll path).
Your commission
$500 Amazon Gift Card (credited upon referee meeting bonus qualification criteria)
Referrer receives $500 Amazon Gift Card when referred customer opens account and meets one of two bonus paths: either $5,000+ spend in month 1, or 2 payroll transactions + 2 ACH payments in first 3 months. Annual maximum: 2 gift cards per person.
Customer incentive
$500 Amazon Gift Card (identical to referrer; credited upon meeting qualification criteria)
Referee receives $500 Amazon Gift Card when account opens and meets same bonus qualification criteria (spending path OR payroll path). Credit applied within 1-2 business days of meeting requirements.
The terms that decide whether you get paid
Paid whenReferee opens Brex account via referrer's unique referral link. Bonus credited for referrer and referee when referee meets either: (1) $5,000+ total spend on Brex card in first month, OR (2) 2 payroll transactions + 2 ACH payments within first 3 months. Both bonuses apply only once per path per person.
DurationOne-time bonus per referral; no recurring component
Attribution windowReferral link-based: referee must open account via unique link. Account must qualify within first month (spending path) or 3 months (payroll path).
Payment delayNot a fixed number of days: Brex support says "We'll deliver the gift at the beginning of the month following the month that your referral spends the required amount"; separately, third-party summaries describe it as "a few weeks" after the referred account opens.
Payment scheduleGift card credited within 1–2 business days after qualification requirements met
Minimum payout$500 per referral (Amazon Gift Card, not cash)
Payout form$500 Amazon Gift Card credited directly to referrer and referee (delivered via email)
Self-referralBanned; existing Brex customers ineligible as referees. Multiple accounts or fraudulent activity prohibited. Brex reserves right to deny bonus for suspicious patterns.
Important
Annual cap of 2 gift cards per person limits upside (referrer can only earn $1,000/year from referrals). Spending and payroll paths are mutually exclusive for bonuses—meeting both paths only generates one $500 bonus. Requires active business use, not just account creation. $5,000 spending requirement in month 1 is significant barrier for smaller companies. Brex may deny referral bonus if account usage patterns suggest fraud.
Dual-path structure requires referee to meet strict criteria (either high spend or payroll integration). Minimum account eligibility requirements not explicitly published. Spending requirement ($5,000) is substantial for early-stage companies. Referral link tracking window not published; typical 60–90 day standard for B2B assumed. Bonus clawback policy not explicitly stated but likely applies if account closes within 6 months.
What you would be selling
Not an open affiliate program — a customer-only referral scheme for a US fintech brand, capped at $1,000/year and paid in Amazon gift cards.
Brex is one brand with 4 products, bought by different people. What one converted customer is worth cannot be worked out for any of them: that needs a rate, a plan price and a commission window, and this program does not publish all three.
Not published
Not every figure needed is published.
credit cards
Business Credit Cards
Corporate charge cards underwritten against company cash rather than a founder's personal credit, with a spend limit set per employee.
Starter
Not published
Not every figure needed is published.
financing
Flexible Financing
Working capital and extended payment terms drawn against the same account as the card programme.
Starter
Not published
Not every figure needed is published.
business banking
Spend Management
Spend policies, approvals and expense capture across the company's cards.
Premium
Not published
Not every figure needed is published.
credit cards
Virtual Payment Cards
Single-use and vendor-locked card numbers issued instantly, each with its own limit and expiry, for subscriptions and supplier payments.
Starter
Everything Brex publishes about how the commission is earned and paid. A term shown as not researched is one Brex does not publish, not one that does not apply.
How it pays
Route inBuilt-in: Brex web dashboard (Settings → Refer friends) → share unique referral link → distribute via email or social
DurationOne-time bonus per referral; no recurring component
Attribution windowReferral link-based: referee must open account via unique link. Account must qualify within first month (spending path) or 3 months (payroll path).
Payment delayNot a fixed number of days: Brex support says "We'll deliver the gift at the beginning of the month following the month that your referral spends the required amount"; separately, third-party summaries describe it as "a few weeks" after the referred account opens.
Payment scheduleGift card credited within 1–2 business days after qualification requirements met
Minimum payout$500 per referral (Amazon Gift Card, not cash)
Payout form$500 Amazon Gift Card credited directly to referrer and referee (delivered via email)
Self-referralBanned; existing Brex customers ineligible as referees. Multiple accounts or fraudulent activity prohibited. Brex reserves right to deny bonus for suspicious patterns.
Must you be a customerYes—referrer must have active Brex account
ClawbackYes: "Brex may withhold Referral Credits that you are otherwise entitled to if we believe that you breached these Referral Program Terms or other agreements with Brex, if you engaged in activity that was illegal or fraudulent, or if we determine that a Referral Credit was provided to you erroneously." Elsewhere Brex states it may "withhold, forfeit, expire, claw back, reverse, or disqualify" the bonus, including where the account is closed, suspended, or not in good standing.
Where it pays"Brex will provide any earned Referral Credits to you in a manner stated on your referral page (for example, as points attributed to your Brex Account or as a gift card)." The reward is chosen by the referrer, not fixed to Amazon gift cards in the legal terms; support pages say the gift is delivered by email/dashboard notification, but exact delivery mechanism (which vendor, email vs. account credit) is set per referral page and not published as a single universal answer.
ApprovalDiscretionary, not automatic: "Brex may approve or reject applications submitted by Referrals using any criteria it determines is appropriate whether publicized or not." A referral only counts once the referred company reaches "Completed" status (signs up for Brex AND meets the spending requirement); referrals are disqualified if they previously attempted to open an account, are on a prohibited-activities list, or fail Brex's underwriting criteria.
Restrictions
·Must be an existing Brex customer to refer — not open to outside affiliates
·Capped at 2 referrals/year ($1,000 max annual)
·Paid as Amazon gift card, not cash
·US-only, with a $5,000 spend threshold in month 1
Customer pricing
Brex offers tiered pricing based on company size and monthly card spend. No annual subscription fees.
Starter$0 setup, variable monthly based on spend (typically $0–$99)
GrowthVariable pricing, tiered based on monthly card volume
ScaleCustom pricing, dedicated account management
Corporate Credit CardsCustomizable spending limits, virtual cards, instant card issuance
Expense ManagementReal-time expense tracking, automated receipt capture, approval workflows
Bill Pay & ACHPay vendors and suppliers directly; automate recurring payments
Accounting IntegrationsSync with QuickBooks, NetSuite, Netsmart, Expensify for automated reconciliation
Cash ManagementIn-built liquidity and credit line access
Verified
Read from Brex's own published material on . Figures change without notice — quote this date alongside any figure.
Sources
Brex Referrals Program Legal Terms ↗Brex Official Website ↗Brex Support - Referral Bonuses ↗
Brex Referrals Program: brex.com/legal/brex-referrals-program (official legal terms)
Bonus paths and thresholds: verified from Brex support documentation and referral program page
Built-in enrollment: confirmed in Brex web dashboard (Settings interface)
Two-sided incentive structure: $500 gift card for both referrer and referee documented in official terms
Geographic scope: US-based corporate platform; referrals available to US businesses
Annual cap: 2 gift cards per person per year per official terms
All sources verified August 23, 2026
How this programme compares to its rivals was written on August 26, 2026, from the verified terms above.
Citing this page
Ancaster, “Brex affiliate terms”. Verified 22 August 2026. https://ancaster.io/offers/brex
How this was verified
Verified
Read from Brex's own published material on . Figures change without notice — quote this date alongside any figure.
Who buys this
Tagged at product level, not brand level. Brex's products sell to founders & startups.
Who else does this
Other advertisers with a product in the same category as Business Credit Cards.
The re-verification note
We read Brex's terms on 2026-08-22. Programs change a rate, a cookie window or a payment threshold without announcing it — we re-read them and send one note a week saying what moved.
One note a week, every figure dated and linked to its source. Unsubscribe in one click; we never sell or share the address.