Ramp
Built-in referral
US
Ramp provides business corporate cards, real-time expense management, accounts payable automation, bill pay, travel management, treasury, and procurement. Free base product; paid tiers add platform features.
Corporate cards, expense management, and spend controls for growing companies.
Ramp pays $1,000 Ramp virtual card per qualifying referral (Aug 19 – Dec 31, 2026 promo); standard amount is not published, through a referral link that already sits inside the product, with no application. Referred customer registers using your Referral Link, is approved by Ramp (subject to KYC and their approval policies), AND completes a statement payment of at least $1,000 (net of chargebacks and returns) OR pays at least 3 bills within their first 90 days. The referred customer gets $500 ramp virtual card per referral (same h2-26 promo period). Verified 22 Aug 2026 from Ramp's own published material.
Your commission
$1,000 Ramp virtual card per qualifying referral (Aug 19 – Dec 31, 2026 promo); standard amount is not published
Paid as a Ramp virtual card (not cash), which can expire and will not be re-issued. Outside the H2-26 promo, the standard bonus is in-product-only and not published.
Customer incentive
$500 Ramp virtual card per referral (same H2-26 promo period)
Same limitations as referrer bonus: virtual card form, subject to expiry.
Paid whenReferred customer registers using your Referral Link, is approved by Ramp (subject to KYC and their approval policies), AND completes a statement payment of at least $1,000 (net of chargebacks and returns) OR pays at least 3 bills within their first 90 days.
Must you be a customerYes — only Ramp account holders can refer
DurationOne-time flat bonus per referral (not recurring). Promo expires Dec 31, 2026; post-promo bonus amount not published.
Commission generatedWhen referred customer is approved, registers via your link, AND hits $1,000 in statement payments (or 3 bills) within 90 days
Payment scheduleUp to 8 weeks to distribute; delivered as a Ramp virtual card at the bottom of the Referral page under 'Card Rewards'
Cash-out minimumNone (but bonus is virtual card only, not cash withdrawal)
Payout railsRamp virtual card (time-limited, auto-locks, will not be re-issued)
Attribution windowRegistration-based (unique Referral Link); no time-window cookie
Important
Ramp has no public affiliate program — its terms explicitly forbid affiliate networks, paid search, and paid ads, and require you to already be a Ramp customer referring 'personal acquaintances,' making it impossible for a content site to legitimately promote this. The $1,000 bonus is only live until Dec 31, 2026; after that the standard (unpublished) amount applies. Bonuses are virtual cards, not cash, and can expire without re-issue.
Ramp also runs separate Partner programs (accounting firms, VC, services) with different bonus structures ($500–$1,500 flat), governed by the Partnership Agreement (last updated July 30, 2024).
The full terms
Everything Ramp publishes about how the commission is earned and paid. A term shown as not researched is one Ramp does not publish, not one that does not apply.
How it pays
Route inMust be a Ramp customer. Access 'Refer & Earn' under your profile (top right) → copy link or invite via email. No application.
Must you be a customerYes — only Ramp account holders can refer
Commission basis$1,000 (referrer) + $500 (referee) flat bonus per qualifying referral during H2-26 promo (Aug 19 – Dec 31, 2026)
DurationOne-time flat bonus per referral (not recurring). Promo expires Dec 31, 2026; post-promo bonus amount not published.
Commission generatedWhen referred customer is approved, registers via your link, AND hits $1,000 in statement payments (or 3 bills) within 90 days
Payment scheduleUp to 8 weeks to distribute; delivered as a Ramp virtual card at the bottom of the Referral page under 'Card Rewards'
Cash-out minimumNone (but bonus is virtual card only, not cash withdrawal)
Payout railsRamp virtual card (time-limited, auto-locks, will not be re-issued)
Attribution windowRegistration-based (unique Referral Link); no time-window cookie
Self-referralBanned; also banned: referrals between 'commonly controlled or multi-entity businesses,' 'manufactured referrals,' 'fraudulent or abusive activity,' from Ramp employees/contractors. Ramp reserves the right to reject any referral deemed low-quality.
Customer pricing
What the customer pays. Every figure above is calculated from these prices.
Ramp$0/mo
Ramp Plus$15/mo per user + platform fee
Ramp EnterpriseCustom
ProcurementAdd-on; price not published
Additional earning tracks
Accounting Partner ProgramAccounting firms earn per-referral bonuses on a tiered structure: Partner/Silver/Gold = $500, Platinum = $750. Tiers determined by all-time referral count or Cardholder Spend Potential. Updated quarterly (Jan 1, Apr 1, Jul 1, Oct 1).
VC/Private Equity Partner ProgramTiered bonus: Silver $500, Gold $1,000, Platinum $1,500 per qualified referral. Same quarterly tier updates. Also mentions 'revenue share opportunities' but no percentage published.
Verified
Read from Ramp's own published material on . Figures change without notice — quote this date alongside any figure.
Sources
Customer Referral Agreement ↗H2-26 Customer Referral Boost Terms ↗Customer referrals — Help Center ↗Accounting Partnerships ↗Partnership Program Tiers ↗Pricing ↗
Customer referral program: Ramp Customer Referral Agreement; H2-26 boost ('Referral Boost') terms from https://ramp.com/legal/h2-26-customer-referral-boost, effective Aug 11, 2026. Establishes that H2-26 bonuses 'replace the standard Refer & Earn reward amounts.'
Standard (non-promo) bonus: not published anywhere on ramp.com; help center confirms it is in-product only: 'The current referral offer amount will be available to review on this page' (https://support.ramp.com/hc/en-us/articles/47146617227795-Customer-referrals). As of Aug 23, 2026, the H2-26 promo is live and standard amount is unreachable without logging in.
Partner programs: https://ramp.com/accounting-partnerships and https://support.ramp.com/hc/en-us/articles/40415613198355-Understanding-Ramp-s-Partner-Tiers.
Non-commercial restriction: verbatim from Ramp Customer Referral Agreement: 'you and your Users may not use any paid advertisement to promote the Referral Program...You may not use a Referral Link to create a new Ramp Account for Company, its affiliated entities, or yourself.'
Virtual card mechanics: https://support.ramp.com/hc/en-us/articles/47146617227795-Customer-referrals — 'payout is made via a virtual card...Card may auto-lock and will not be re-issued.'
Citing this page
Ancaster, “Ramp affiliate terms”. Verified 22 August 2026. https://ancaster.io/offers/ramp