Ramp
Built-in referral
US
Virtual-card referral bonus (amount set in-app; invitee side currently $250)
Ramp provides business corporate cards, real-time expense management, accounts payable automation, bill pay, travel management, treasury, and procurement. Free base product; paid tiers add platform features.
Ramp pays amount not published outside the app; set on an in-app promotion page at the time the Referral Link is sent, through a referral link that already sits inside the product, with no application. The referred customer gets $250 (per Ramp's current help-center invite-email screenshot, read September 27, 2026). Verified 22 Aug 2026 from Ramp's own published material.
No application — it is already in your account
View products
Paid when
Referred customer registers using your Referral Link, is approved by Ramp…
Payment delay
Up to 8 weeks to distribute; delivered as a Ramp virtual card at the bottom of the Referral page under 'Card Rewards'
Minimum payout
None (but bonus is virtual card only, not cash withdrawal)
Click counts for
Registration-based (unique Referral Link); no time-window cookie
Your commission
Amount not published outside the app; set on an in-app promotion page at the time the Referral Link is sent
Paid as a Ramp virtual card (not cash), which can expire and will not be re-issued. The previously cited $1,000 H2-26 promo figure could not be re-confirmed; its legal terms page no longer resolves.
Customer incentive
$250 (per Ramp's current help-center invite-email screenshot, read September 27, 2026)
Same limitations as referrer bonus: virtual card form, subject to expiry. Prior $500 figure could not be re-confirmed.
The terms that decide whether you get paid
Paid whenReferred customer registers using your Referral Link, is approved by Ramp (subject to KYC and their approval policies), AND completes a statement payment of at least $1,000 (net of chargebacks and returns) OR pays at least 3 bills within their first 90 days.
DurationOne-time flat bonus per referral (not recurring). The amount is set on an in-app promotion page and changes over time, per the Referral Program Addendum; a specific expiry date for the current offer is not published on ramp.com.
Attribution windowRegistration-based (unique Referral Link); no time-window cookie
Payment scheduleUp to 8 weeks to distribute; delivered as a Ramp virtual card at the bottom of the Referral page under 'Card Rewards'
Minimum payoutNone (but bonus is virtual card only, not cash withdrawal)
Payout formRamp virtual card (time-limited, auto-locks, will not be re-issued)
Self-referralBanned; also banned: referrals between 'commonly controlled or multi-entity businesses,' 'manufactured referrals,' 'fraudulent or abusive activity,' from Ramp employees/contractors. Ramp reserves the right to reject any referral deemed low-quality.
Must you be a customerYes — only Ramp account holders can refer
Important
Ramp has no public affiliate program — its terms explicitly forbid affiliate networks, paid search, and paid ads, and require you to already be a Ramp customer referring 'personal acquaintances,' making it impossible for a content site to legitimately promote this. The referrer's own bonus amount is never published; it is only shown on an in-app promotion page after login, and it changes over time. Bonuses are virtual cards, not cash, and can expire without re-issue. A previously cited time-limited $1,000/$500 'H2-26' promo could not be re-confirmed: its legal terms URL returns a 404 as of September 27, 2026, and Ramp's own current help-center screenshot instead shows a standing $250 invitee-side offer.
Ramp also runs separate Partner programs (accounting firms, VC, services) with different bonus structures ($500–$1,500 flat), governed by the Partnership Agreement (last updated July 30, 2024).
What you would be selling
Not a genuine affiliate opportunity — Ramp's referral program is customer-only, bans affiliate networks and paid promotion, and pays a virtual-card bonus, not cash, at an amount it never publishes.
Ramp is one brand with 3 products, bought by different people. What one converted customer is worth cannot be worked out for any of them: that needs a rate, a plan price and a commission window, and this program does not publish all three.
Not published
Not every figure needed is published.
credit cards
Ramp Corporate Card
Business credit card with instant approval and unlimited virtual cards
Plus
Not published
Not every figure needed is published.
Plus
Everything Ramp publishes about how the commission is earned and paid. A term shown as not researched is one Ramp does not publish, not one that does not apply.
How it pays
Route inMust be a Ramp customer. Access 'Refer & Earn' under your profile (top right) → copy link or invite via email. No application.
DurationOne-time flat bonus per referral (not recurring). The amount is set on an in-app promotion page and changes over time, per the Referral Program Addendum; a specific expiry date for the current offer is not published on ramp.com.
Attribution windowRegistration-based (unique Referral Link); no time-window cookie
Payment scheduleUp to 8 weeks to distribute; delivered as a Ramp virtual card at the bottom of the Referral page under 'Card Rewards'
Minimum payoutNone (but bonus is virtual card only, not cash withdrawal)
Payout formRamp virtual card (time-limited, auto-locks, will not be re-issued)
Self-referralBanned; also banned: referrals between 'commonly controlled or multi-entity businesses,' 'manufactured referrals,' 'fraudulent or abusive activity,' from Ramp employees/contractors. Ramp reserves the right to reject any referral deemed low-quality.
Must you be a customerYes — only Ramp account holders can refer
ClawbackRamp 'reserves the right to withhold, deny or cancel any Referral Bonus... if, in its sole discretion, it deems the award of any Referral Bonus as fraudulent, abusive, unethical, suspicious or otherwise inconsistent' with the program terms, and may also terminate the referrer's Ramp Account.
Where it paysDelivered inside the referrer's own Ramp account, as a virtual card at the bottom of the Referrals page under 'Card Rewards' (add to a wallet or use the card details at checkout); the addendum notes the bonus 'may be issued to you or one of your authorized Users.'
ApprovalNo manual application; approval is automatic and account-status based. Referral status moves from 'Approved' to 'Eligible for Bonus' once the referred company passes Ramp's KYC/approval process and meets the spend/bill-pay trigger; Ramp determines eligibility in its sole discretion and can withhold or deny any bonus it deems fraudulent or abusive.
Restrictions
·Customer-only referral program, bans affiliate networks and paid ads
·Referrer bonus amount is set on an in-app promotion page and not published anywhere on ramp.com
·Payout is a virtual card, not cash, and won't be re-issued
·US-only availability
Customer pricing
Ramp corporate card and base expense management are free. Plus and Enterprise tiers add advanced features. Referral bonuses are not tied to any plan.
Ramp$0/mo
Ramp Plus$15/mo per user + platform fee
Ramp EnterpriseCustom
ProcurementAdd-on; price not published
Additional earning tracks
Accounting Partner ProgramAccounting firms earn per-referral bonuses on a tiered structure: Partner/Silver/Gold = $500, Platinum = $750. Tiers determined by all-time referral count or Cardholder Spend Potential. Updated quarterly (Jan 1, Apr 1, Jul 1, Oct 1).
VC/Private Equity Partner ProgramTiered bonus: Silver $500, Gold $1,000, Platinum $1,500 per qualified referral. Same quarterly tier updates. Also mentions 'revenue share opportunities' but no percentage published.
Verified
Read from Ramp's own published material on . Figures change without notice — quote this date alongside any figure.
Sources
Referral Program Addendum (current, last updated December 18, 2023) ↗Customer referrals — Help Center ↗Accounting Partnerships ↗Partnership Program Tiers ↗Pricing ↗
Customer referral program governed by the Referral Program Addendum at https://ramp.com/legal/customer-terms/additional-customer-terms/referral-program-addendum (page dated last updated December 18, 2023, re-fetched September 27, 2026). This is the working legal URL; the two URLs previously cited here (ramp.com/legal/referral-program-agreement and ramp.com/legal/h2-26-customer-referral-boost) both returned 'We couldn't find this content' / a blank page when re-checked on September 27, 2026, and no archived copy of the H2-26 boost URL could be found either.
The addendum states the 'Referral Bonus changes from time to time and will be set forth on the relevant promotion page,' so the referrer's amount is genuinely in-app-only and not published on ramp.com. It also gives the eight-week payout timeline, the fraud/abuse cancellation clause, and confirms the bonus 'may be issued to you or one of your authorized Users.'
Help center confirms the referral flow is in-product only: 'The current referral offer amount will be available to review on this page' (https://support.ramp.com/hc/en-us/articles/47146617227795-Customer-referrals, re-fetched September 27, 2026). That same page's own sample invite-email screenshot reads 'Email invitation from Ramp offering $250 for business referral,' which is the only current first-hand figure found for either side of the program; it could not be confirmed whether this is the invitee amount only or also the referrer amount.
Partner programs: https://ramp.com/accounting-partnerships and https://support.ramp.com/hc/en-us/articles/40415613198355-Understanding-Ramp-s-Partner-Tiers.
Non-commercial restriction: verbatim from the Referral Program Addendum: 'you and your Users may not use any paid advertisement to promote the Referral Program...You may not use a Referral Link to create a new Ramp Account for Company, its affiliated entities, or yourself.'
Virtual card mechanics: https://support.ramp.com/hc/en-us/articles/47146617227795-Customer-referrals — 'payout is made via a virtual card...Card may auto-lock and will not be re-issued.'
How this programme compares to its rivals was originally written on August 26, 2026; the payout, mechanics gaps and broken source links were re-checked and corrected on September 27, 2026.
Read, and not published
Ramp’s own material was read on these and says nothing. That is the answer: a program that does not state a term is not bound by one.
Payment delay
Citing this page
Ancaster, “Ramp affiliate terms”. Verified 22 August 2026. https://ancaster.io/offers/ramp
How this was verified
Verified
Read from Ramp's own published material on . Figures change without notice — quote this date alongside any figure.
Who buys this
Tagged at product level, not brand level. Ramp's products sell to founders & startups, small business owners.
Who else does this
Other advertisers with a product in the same category as Ramp Corporate Card.
BrexBusiness Credit Cards
Corporate charge cards underwritten against company cash rather than a founder's personal credit, with a spend limit set per employee.
$500read 22 Aug 2026
ExpensifyExpensify Visa Card
Commercial card with cash back rewards and integrated expense tracking
$250read 15 Aug 2026
The re-verification note
We read Ramp's terms on 2026-08-22. Programs change a rate, a cookie window or a payment threshold without announcing it — we re-read them and send one note a week saying what moved.
One note a week, every figure dated and linked to its source. Unsubscribe in one click; we never sell or share the address.